MoneySmart

Tax Planning Strategies for High-Income Earners

As 2026 gets underway, high-income earners can still act on select 2025 tax strategies while planning ahead to reduce taxes,…

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2026 Retirement Contribution Limits Offer Key Saving Opportunities

The IRS has raised retirement plan contribution limits for 2026. Understanding these changes can help savers make strategic decisions and…

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Are 50-Year Mortgages a Good Idea?

Fifty-year mortgages have surfaced before during affordability crunches. Learn the potential benefits, major drawbacks, and what an ultra-long loan could…

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It’s Not Too Late to Save for Retirement

If you feel behind on retirement savings, you’re not alone. With small, consistent steps and smart strategies, it’s still possible…

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Stay a Step Ahead of Credit and Debit Card Fraud

Fraudsters are getting smarter, but you can stay ahead. With practical tips for safer credit and debit card use, you’ll…

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Investing on the Digital Frontier

A primer on cryptocurrency’s origins, risks, and regulation, plus how ETFs offer exposure without private keys—and why crypto’s volatility makes…

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How the ‘One Big Beautiful Bill’ Could Affect Your Finances

The sweeping 'One Big Beautiful Bill' brings changes to taxes, retirement, healthcare, and estate planning. Here's what it means for…

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Medicaid and Long-Term Care

As care costs rise and insurance remains inaccessible to many, Medicaid may offer essential long-term support—if you know how to…

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Lowering Taxes on Higher Incomes

From charitable giving to retirement contributions, here are five tax strategies LGBTQ high earners can consider—plus how marriage impacts your…

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What Federal Employees Should Know About Early Retirement Under VERA

Learn how early retirement under VERA affects your federal pension, Thrift Savings Plan, and health benefits—plus what to consider before…

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