MoneySmart

Many financial habits stem from early “money memories,” shaping how people save or spend. Understanding these patterns can help build a more balanced, intentional approach to financial decision-making.

Many retirement plans look solid at a glance, but gaps can emerge under scrutiny. Here are three practical ways to assess income, risks, and whether your plan truly holds up.

Finance writer Nick Wolny’s new book Money Proud blends humor, queer culture, and practical advice to help LGBTQ readers manage debt, build wealth, and plan confidently.

A tax refund may feel like a windfall, but it’s really your own money coming back. Here’s how to decide whether to save, invest, or pay down debt.

As 2026 gets underway, high-income earners can still act on select 2025 tax strategies while planning ahead to reduce taxes, improve efficiency, and support long-term financial goals.

The IRS has raised retirement plan contribution limits for 2026. Understanding these changes can help savers make strategic decisions and maximize tax-advantaged retirement growth this year.

Fifty-year mortgages have surfaced before during affordability crunches. Learn the potential benefits, major drawbacks, and what an ultra-long loan could mean for interest costs, equity, and retirement plans.

If you feel behind on retirement savings, you’re not alone. With small, consistent steps and smart strategies, it’s still possible to regain momentum and plan confidently for the future.

Fraudsters are getting smarter, but you can stay ahead. With practical tips for safer credit and debit card use, you’ll protect your money and reduce fraud hassles.

A primer on cryptocurrency’s origins, risks, and regulation, plus how ETFs offer exposure without private keys—and why crypto’s volatility makes it different from traditional hedges like gold.